Telstra vs Optus vs Vodafone iPhone Insurance: Is there a cheaper option? 📱🔍
If you’ve ever dropped your iPhone and watched the screen shatter, you know how expensive repairs can be. That’s why many Australians consider iPhone insurance through mobile carriers like Telstra, Optus, and Vodafone. But is Telco phone insurance really good value—especially if you crack your screen more than once?
In this article, we compare the cost of screen repairs across the big three Telcos and reveal whether EXG Screen Insurance might offer a better deal for Australian and New Zealand iPhone users.
📊 Compare Telstra, Optus, and Vodafone iPhone Insurance for Screen Repairs
All three providers offer mobile phone insurance in Australia that includes accidental damage cover, including screen repairs. But the costs add up when you include both monthly premiums and excess fees per claim.
Total Cost for 2 iPhone Screen Repairs Over 24 Months
| Provider | Monthly Premium | 24-Month Cost | Excess Fee per Repair | Total with 2 Repairs |
|---|---|---|---|---|
| Telstra | $14/month | $336 | $149 x 2 | $634 |
| Optus | $14/month | $336 | $149 x 2 | $634 |
| Vodafone | $11/month | $264 | $149 x 2 | $562 |
✅ Vodafone iPhone insurance is the most affordable Telco option for two screen repairs, but you’ll still spend over $500 across two years.
🔍 Is Telco iPhone Insurance Worth It?
Telstra, Optus, and Vodafone phone insurance does offer peace of mind if you're worried about theft, water damage, or losing your device entirely. But for users mainly concerned about iPhone screen repair, the high excess fees and long-term cost might outweigh the benefits—especially if you only need screen protection.
💡 Best Alternative: EXG Screen Insurance from Happytel
If you’re mainly worried about cracked iPhone screens, EXG Screen Insurance offers a low-cost, high-value alternative:
-
Only $85–$95 once-off for 24 months
-
2 free iPhone screen replacements included
-
$0 excess fees per claim
-
Unlimited screen protector replacements
| Plan | Total 24-Month Cost | 2 Screen Repairs Included | Excess Fees |
|---|---|---|---|
| EXG Insurance | $85–$95 (once-off) | ✅ Yes | ❌ None |
EXG is ideal for users who want to protect against cracked iPhone screens without paying extra every time something goes wrong.
✅ Final Verdict: Telco iPhone Insurance vs EXG
-
If you want comprehensive mobile phone insurance (covering theft and total loss), Telstra, Optus, and Vodafone can be worth it—though Vodafone is the cheapest for screen repairs.
-
If your biggest concern is accidental screen damage, EXG Screen Insurance gives you more value, with no excess fees and two full screen replacements.
🔧 To get EXG, visit your nearest Happytel store or buy online —Australia’s go-to for affordable iPhone screen repair insurance.
OEM vs. InCell iPhone Screens: What You Need to Know When your iPhone screen cracks, choosing the right replacement is crucial. With options like Apple genuine screens, OEM replacements, and InCell screens, it can be confusing. Understanding the differences ensures you get the best balance of quality, durability, and value. What is an OEM iPhone Screen? An OEM screen is made to match the original specifications of your iPhone. These high-quality screens provide: True colour accuracy and brightness Full compatibility with features like 3D Touch, True Tone, and Face ID Durable performance to last longer than cheaper alternatives OEM screens...
Discover if the iPhone 17 is worth buying in Australia. Find top accessories and expert advice in Sydney, Melbourne, Brisbane & more at Happytel. The launch of the iPhone 17 has sparked plenty of excitement across Australia. With Apple promising its thinnest design, smarter performance, and camera upgrades, many are wondering: should I buy the iPhone 17? Let’s break down the new features, why it could be the perfect time to upgrade, and where to buy it from the most trusted Australian retailers. Why the iPhone 17 Stands Out Ultra-Thin Design Apple has redefined sleekness with the iPhone 17 Air,...
Australians Spend Over 5 Hours a Day on Their Phones – Here's What It’s Doing to Your Eyes Recent data shows that the average smartphone user spends 3 to 5 hours a day on their device, and in Australia, it’s closer to 5.5 hours daily. For Gen Z users, screen time can soar past 7 hours a day, thanks to social media, gaming, video streaming, and texting. While our phones and tablets help us stay connected, productive, and entertained, there's a hidden cost: eye health. Extended exposure to the blue light emitted by your iPhone or iPad can lead to...